Collecting money is always a touchy issue for anyone Cheap Dustin Colquitt Jersey , whether it is from someone you loaned it to, or someone who has purchased something from you. Women tend to want to wait, saying such things as, "Oh they will pay", or "Their having a hard time, I am sure they will pay when they can". Some of this is because we are compassionate creatures and some of it is because we will sometimes do anything in our power to avoid conflict or the thought of *gasp* someone not liking us, or thinking we are pushy. Well ladies Cheap Eric Fisher Jersey , when someone owes you money, it is time to be pushy not a push over.
If you are a mom, you can be a successful bill collector. In my opinion, if you are a mom, you are superwoman and can do anything you set your mind to. Some of the things moms and bill collectors have in common are:
Teaching
Being assertive and firm
Being in charge of the situation
Taking initiative
Being organized to a fault
Not taking any talking back
Follow up
When you are a bill collector you need to teach debtors what, why and when certain things happen as a result of their action. Such as what will happen if they don't pay their bill. It could be reflected on their credit report, they could get dunning letters and collection calls at home or at work Cheap Allen Bailey Jersey , they may end up in court, or with garnished wages. There are circumstances for everything we do. As a mother, you spend each day teaching this to your children.
You must be sensitive to a debtor just like a small child. I am not saying treat a debtor like a baby, but remember that a debtor is not happy about the situation that has caused you to contact them. They will be embarrassed and angry and you are the perfect person to take that out on. If you can understand this before you make a collection call, you will know that you need to help the debtor not berate them. Be sensitive to the fact that they are embarrassed and maybe do not have the funds to pay in full. Be understanding and helpful and you will collect more money. A good way to do this is to put yourself in the debtor's shoes before you ever make a call. I would say this is easy for most of us to do; we have all had situations beyond our control that may have caused us to fall behind on bills and have to make a decision on whether to go to the church to get food for our children or use the cash we have to buy food. Then when the bill collector calls and yells at you and tells you that a debt must be paid in full, how would you feel? I would feel like swearing at the person who called me and never paying them, only because they didn't even try to understand or accept a partial payment or hear my situation.
Not every debtor is in a bad situation and just can't pay. There will always be the debtors who are always past due Cheap Ron Parker Jersey , who are repeat customers. Once you have figured out who they are by keeping your detailed organized notes on your collection efforts, you can move to the next step with those debtors. Just like when your kids become school age children from toddlers. Social skills that we teach our children can be most helpful when making collection calls. When you walk into a room and your child is sitting there eating the dirt from the plant and the plant is tipped over with dirt everywhere, you (hopefully) resist the urge to scream, and calmly say to your child, "What happened here?" To which the child replies, "I don't know", or "The dog did it". Think about what you do Cheap Laurent Duvernay-Tardif Jersey , you normally stare at the child, trying to absorb this nonsense, and counting to ten so you don't flip out. Do the same in a collection call, when you call a debtor and they give you an excuse or answer that floors you, take a breath and ask a simple question. For example, you call a debtor and say, Hello Cheap Dee Ford Jersey , this is Michelle, and I am calling from ABC Collections about your balance due of $100 with Dr. Smith's office. I am calling to take your payment over the phone today for free. They reply, "I paid that". Then there is silence. You can then ask detailed, simple questions that will alert you as to if this is a fact and what your next step should be. You can cheerily say, "Oh Great! When did you pay that? Did you mail the payment or make it in person? Was it a check or money order? What was the check number? What was the amount you paid?" Keep it simple and you will get the results you are looking for.
You want to be in charge of the call at all times. You don't let your child talk back to you or be disrespectful, and you shouldn't let a debtor either. Once you ask a debtor a question, stop Cheap Mitchell Schwartz Jersey , and let the silence sit there. Remember, if you are uncomfortable with this silence, so is the debtor. Let them speak first; this is how you stay in control of this situation. No matter how long or how uncomfortable the silence is, let them break it. This is very hard, but I did it for many years and it truly works. They will tell you more than you need to know or they will hang up on you.
By having a child and deciding to raise it, you have taken initiative on creating, molding and teaching a person how to be a good Cheap Cameron Erving Jersey , caring, honest person. Being a bill collector takes some initiative since you have to initiate most contacts, by letter andor by phone. You have to be in charge of the situation, you have to negotiate, be a mediator at times and offer a solution. You want to create in the debtor, someone who will pay their bills or at least the bill you are trying to collect in full, or on a scheduled payment plan Cheap Reggie Ragland Jersey , without you having to contact them every day. If you have ever toilet trained a child, you know how frustrating it is, and so I have no doubt you can do this.
Being a parent we have to suddenly carry a huge bag around with everything but the kitchen sink in it. Long gone are the days of a cute, stylish, small purse. Along comes the big bag with changes of clothes, bottles, pacifiers Cheap Harrison Butker Jersey , snacks, diapers, wipes, bibs,